While news of social and financial uncertainty seems to be everywhere these days, PCF is focused on what matters most: providing financial solutions to low-to-moderate-income (LMI) neighborhoods and their residents throughout California. This is why we are excited to introduce three new Small Dollar Loan (SDL) products for new or existing borrowers, tailored to meet the needs of the communities we serve.
The Entrepreneur SDL is for existing PCF small business borrowers who are seeking up to $2,500 for immediate business or personal needs and can meet the pre-qualifying loan criteria. Qualified borrowers will receive the Entrepreneur SDL with a 5% fixed interest rate and APR, and no additional fees. Offer ends December 31, 2025.
The Partners SDL makes up to $2,500 with a 5% fixed interest rate and APR, and no additional fees, available to the members, clients, or constituents of partner organizations that are seeking a safe and reliable alternative to predatory payday lenders. Offer ends December 31, 2025.
If your organization is interested in becoming a partner, please contact Director of Operations Maria Bojorquez-Gomez at m.bg@pacific-fund.org. If you were referred by your organization and are ready to apply now, click the link below.
The Springboard SDL is PCF’s direct-to-consumer loan product, which makes up to $1,500 with a 5% fixed interest rate and APR, and no additional fees, available to qualified applicants anywhere in California. Springboard is a safe and effective way to settle high-interest-rate debts from predatory payday lenders fast. Springboard is a great choice for consumers seeking to establish a credit history or rebuild their credit. In addition, PCF includes an online financial literacy program at no additional cost.
Offer ends December 31, 2025. Click the link below to learn more and for complete details
PCF is the proud owner and operator of Every1Lending, the first-ever financial services platform built by a CDFI. To get started, simply: 1) visit Every1Lending to create an account, 2) select “Personal Loan,” and 3) complete and submit the brief application.
All three loans have a limited-time 5% fixed interest rate and APR with zero fees (offer ends December 31, 2025). This offer provides California consumers with a real alternative to predatory and payday lenders that charge more than double-digit interest rates. In addition, PCF includes an online financial literacy program designed to help consumers make better-informed decisions about personal finances and credit.
Interested in creating a Partners SDL program for your organization? Do you represent a financial institution that wants to help expand our SDL products for LMI borrowers? Please contact Director of Operations Maria Bojorquez-Gomez at m.bg@pacific-fund.org to learn more or get started now.
